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Your salary is ₹ 20,000 per month. Your actual take home from Retra is ₹ 1.2 lakhs

Tell yourself: I have money. I only need to plan rich.

The best workers are not hard workers but smart workers. Fund your travel, education, gadget purchase, marriage and leisure time with hassle free documentation and minimal paperwork.

Unlock tomorrow's income, today.

FastSimpleSecure

Retra is a state-of-the-art digital finance company. We facilitate cost-effective processing of loans. Our tamper proof digital control system gives you the benefit of complete security of your personal details and documents

Minimal Documentation

OnlineApplication

Live status Tracking

Time is money

Health and Wellness loan

EMIs at 0% interest

#talktotara

Our very own personal loan application bot!

Tara is online 24/7 and quick, smart and easy to talk to.

Your loan journey in
3 simple steps

Step 1

Apply

Step 2

Choose
Your EMI

Step 3

Get Funded

Personal loans for what you
need and when you need them.

Understanding Credit Score

A credit score is your credit history graded and expressed in a number.

Read More

Debt & Fear

Say this to yourself - 'Am in debt'. What do you feel?

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Good times for personal loans

Have you been hounded by a telemarketer offering pre-approved personal loans?

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Personal loan v/s Credit card loans

Your credit history is not important to us. Your grit to move forward is.

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Common Questions

A personal loan can be used for almost any type of expense ranging from big ticket appliance purchases and home renovations to luxury vacations and weddings. Some other cases where personal loans may be useful include payment of unexpected medical bills, fixing your car or relocating to a new city.
You must have a regular source of income to avail a personal loan. A person’s eligibility is also affected by the company he/she is employed with, his/her credit history, his/her residential location and other factors as per the lender’s criteria.

Eligibility of salaried:

  • Individuals above 21yrs
  • Borrower should be with the current employer for minimum 1 Year.
  • Minimum Net Salary 18000 Per Month.
  • Salary should be credited through Cheque or in bank account. No cash.

The documents required to process personal loans:

  • Identity proof (any one)
    • Pan
    • Masked Aadhar
    • Driver’s
    • Voter Id
    • Passport
  • Current / permanent residence address proof (any one)
    • Phone bill
    • Electricity Bill
    • Gas bill
    • Masked Aadhar
    • Driver’s
    • Voter Id
    • Passport

    Please note: Identity and Address proof cannot be the same

  • Salary slips for 3 months
  • 6 months Bank Statements
  • Appointment letter and proof of work experience
  • Photograph
You can get a personal Loan from ₹50K upto ₹10lakhs
12 months, 18 months & 24 months.You can choose from any of the three tenures
Yes, Retra charges a non-refundable processing fee for every personal loan application. The processing charge to avail personal loan ranges from 1.5% to 2% (subject to change) of the loan amount plus GST as applicable.

Yes, we require a CIBIL score. Credit scores are important benchmarks that allow lenders to offer the lowest rates. To learn more about credit scores, click here. Apply Now to check your eligibility and avail low-cost credit.

Get in touch

Whats App :- 9326269594

Request a call back :- Just leave your Name & contact now do let us know the good time to talk with you.

Email : info@retrafinance.com