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Health is wealth. Full stop. Retra merely facilitates it for you.

IVF, Lasik, Dental Treatments, Cosmetic Surgery and much more...

EMIs at 0% interest

Tell yourself: I have no reason to compromise my health for lack of funds.

  • Comprehensive list of non-life critical procedures covered
  • A wide-array of hospitals and clinics in your neighbourhood
  • Hassle-free, minimal documentation with no paperwork
  • Quick turn around time

Prevention is better than cure. What are you waiting for?

Drop us your details and we will get in touch


If you want to speak to customer service right away Click Here

Business Loan for what you
need and when you need them

Understanding Credit Score

A credit score is your credit history graded and expressed in a number.

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Debt & Fear

Say this to yourself - 'Am in debt'. What do you feel?

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Good times for personal loans

Have you been hounded by a telemarketer offering pre-approved personal loans?

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Personal loan v/s Credit card loans

Your credit history is not important to us. Your grit to move forward is.

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Common Questions

A personal loan can be used for almost any type of expense ranging from big ticket appliance purchases and home renovations to luxury vacations and weddings. Some other cases where personal loans may be useful include payment of unexpected medical bills, fixing your car or relocating to a new city.
You must have a regular source of income to avail a personal loan. A person’s eligibility is also affected by the company he/she is employed with, his/her credit history, his/her residential location and other factors as per the lender’s criteria.

Eligibility of salaried:

  • Individuals above 21yrs
  • Borrower should be with the current employer for minimum 1 Year.
  • Minimum Net Salary 18000 Per Month.
  • Salary should be credited through Cheque or in bank account. No cash.

The documents required to process personal loans:

  • Identity proof (any one)
    • Pan
    • Masked Aadhar
    • Driver’s
    • Voter Id
    • Passport
  • Current / permanent residence address proof (any one)
    • Phone bill
    • Electricity Bill
    • Gas bill
    • Masked Aadhar
    • Driver’s
    • Voter Id
    • Passport

    Please note: Identity and Address proof cannot be the same

  • Salary slips for 3 months
  • 6 months Bank Statements
  • Appointment letter and proof of work experience
  • Photograph
You can get a personal Loan from ₹50K upto ₹10lakhs
12 months, 18 months & 24 months.You can choose from any of the three tenures
Yes, Retra charges a non-refundable processing fee for every personal loan application. The processing charge to avail personal loan ranges from 1.5% to 2% (subject to change) of the loan amount plus GST as applicable.

Yes, we require a CIBIL score. Credit scores are important benchmarks that allow lenders to offer the lowest rates. To learn more about credit scores, click here. Apply Now to check your eligibility and avail low-cost credit.

Get in touch

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